The Privacy Policy
Redingle Application is developed by Redingle Technologies Private Limited, a company incorporated under the Companies Act, 2013 with its registered office at 65/d/4 Naya Patty Rd, Lp-44/8/4/2, Dum Dum Park, North 24 Parganas, Dum Dum Park, West Bengal, India. This policy describes how Redingle and its Affiliates/Entities/Subsidiaries/Associates including but not limited to Redingle Technology Private Limited, (collectively Redingle, we, our, us as the context may require) collect, store, use and otherwise process your Personal Information through Redingle website, Redingle Application, sdk, chatbot, notifications or any other medium used by Redingle to provide its services to you (hereinafter referred to as the Platform). By downloading and using Redingle services, visiting the Redingle website, providing your information or availing our product/services, you expressly agree to be bound by this Privacy Policy and the applicable service/product terms and conditions. We value the trust you place in us and respect your privacy, maintaining the highest standards for secure transactions and protection of your personal information.
This privacy policy is published and shall be construed in accordance with the provisions of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 under the Information Technology Act, 2000; that require publishing of the privacy policy for collection, use, storage, transfer, disclosure of Personal Information (means and includes all information that can be linked to a specific individual) including Sensitive Personal Information (all Personal Information which requires heightened data protection measures due to its sensitive and personal nature) (both, hereinafter referred to as Personal Information), excluding any information that is freely available or accessible in public domain. Please note, we do not offer any product/service under our Platform outside India. If you do not agree with this privacy policy, please do not use or access our Platform.
We may collect your Personal Information when you use our services or Platform or otherwise interact with us during the course of our relationship. We collect Personal Information which is relevant and absolutely necessary for providing the services requested by you and to continually improve the Redingle Platform.
Personal and Sensitive Personal Information collected includes but not limited to:
We and our service providers or business partners may also collect your Personal Information from third parties or information made publicly available including financial history and other information for the purpose of verifying and authenticating an investment transaction request you place with us. This is done in order to prevent suspicious transactions, or to comply with court judgements and bankruptcies, from credit reference and fraud prevention agencies. Additionally, we and our service providers or business partners may also collect vehicle-related information when you opt for vehicle insurance. In case of employment opportunities with Redingle, we and our service providers or business partners may also collect your resume, your past employment and educational qualification for background checks and verifications, through online or offline databases that are otherwise legitimately obtained and are subject to the third party's terms of use and/or privacy statement.
Information may be collected at various stages of your usage of the Redingle Platform such as:
Redingle may process your Personal Information for the following purposes:
We use data collection devices such as cookies or similar technologies on certain pages of the Platform to help analyse our web page flow, measure promotional effectiveness, and promote trust and safety. Cookies are small files placed on your device hard-drive/storage that assist us in providing our services. Cookies do not contain any of your Personal Information. We offer certain features that are only available through the use of a cookie or similar technologies. We also use cookies to allow you to enter your password less frequently during a session. Cookies or similar technologies can also help us provide information that is targeted to your interests. Most cookies are session cookies, meaning that they are automatically deleted from your device hard-drive/storage at the end of a session.
You are always free to decline/delete our cookies or similar technologies if your browser/device permits, although in that case you may not be able to use certain features on the Platform and you may be required to re-enter your password more frequently during a session. Additionally, you may encounter cookies or other similar technologies on certain pages of the Platform that are placed by third parties. We do not control the use of cookies by third parties.
Your Personal Information is shared as allowed under applicable laws, after following due diligence, assessing the recipient`'`s privacy policies and practices, and in line with the purposes set out in this policy. Personal Information is shared only after a contractual obligation is imposed on the recipients to adhere to similar or no less stringent privacy practices of Redingle. We may share your Personal Information in the course of your transaction with different categories of recipients such as business partners, service providers, associates, subsidiaries, legally recognized authorities, regulatory bodies, financial institutions, internal teams such as marketing, security, investigation team etc.
Personal Information will be shared, as applicable, on need-to-know basis, for the following purposes:
While the information is shared, Redingle ensures that the processing is carried out only on behalf of Redingle and this policy is applicable to the extent possible.
To the extent applicable, we store Personal Information within India and retain it in accordance with applicable laws and for a period no longer than it is required for the purpose for which it was collected. However, we may retain Personal Information related to you if we believe it may be necessary to prevent fraud or future abuse or if required by law such as in the event of the pendency of any legal/regulatory proceeding or receipt of any legal and/or regulatory direction to that effect or for other legitimate purposes. Once the Personal Information has reached its retention period, it shall be deleted in compliance with Redingle`'`s policy on retention and data deletion.
We understand that as effective as our security measures are, no security system is impenetrable. Hence, as part of our reasonable security practices, we undergo strict internal and external reviews to ensure appropriate information security encryption or controls are placed for both data in motion and data at rest within our network and servers respectively. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited.
When you are availing products and services of service providers on Redingle Platform, Personal Information may be collected by respective service providers and such Personal Information shall be governed by their privacy policy. You may refer to their privacy policy and terms of service to understand how your Personal Information will be handled by such service providers. Our services may include links to other websites or applications when you visit our Platform. Such websites or applications are governed by their respective privacy policies, which are beyond our control. Once you leave our servers (you can tell where you are by checking the URL in the location bar on your browser or on the m-site you are redirected), use of any Personal Information that you provide on these websites or applications is governed by the privacy policy of the operator of the application/website, you are visiting. That policy may differ from ours and you are requested to review those policies or seek access to the policies from the domain owner before proceeding to use those applications or websites. We do not accept any responsibility or liability for usage of your Personal Information by these third parties or their policies.
We process your Personal Information with consent. By using our Platform or services and/or by providing your Personal Information, you consent to the processing of your Personal Information by Redingle in accordance with this Privacy Policy. If you disclose to us any Personal Information relating to other people, you represent that you have the authority to do so and permit us to use the information in accordance with this Privacy Policy.
We do not knowingly solicit or collect Personal Information from children under the age of 18 and use of our Platform is available only to persons who can form a legally binding contract under the Indian Contract Act, 1872. If you are under the age of 18 years then you must use the Platform or services under the supervision of your parent, legal guardian, or any responsible adult.
Since our business changes constantly, so will our policies. We reserve the right, at our sole discretion, to change, modify, add, or remove portions of this Privacy Policy at any time without any prior written notice to you. We may, however, reasonably endeavor to notify you of the changes, it is your responsibility to review the Privacy Policy periodically for updates/changes. Your continued use of our services/Platform, following the posting of changes will mean that you accept and agree to the revisions. We will never make changes to policies in order to make it less protective of Personal Information already shared by you.
In case you have any questions or concerns regarding the processing of your Personal Information or this Privacy Policy or have any grievances, you may write to us at contactus.redingle@gmail.com.